More than half of Spaniards do not make an annual balance of their finances
Almost 60% of Spaniards neither plan nor take stock of their finances
At the beginning of the year, Coverfy , the app that organizes all your insurances and offers you price and coverage improvements, released the results of a market study that revealed a somewhat embarrassing reality, and that is, 57% of the Spaniards claimed not to plan their expenses or make an annual balance of their finances.
The question does not cease to be surprising at least, especially considering that both one thing and the other constitute the main weapons that consumers and ordinary citizens have to guarantee the balance of our domestic economy and the saving rate desired.
In short, in Spain, only four out of ten people do their homework regarding personal financial control in the short, medium and long term, although to be fair, the figure is somewhat higher in the case of women, who seem to worry a little more about the state of its economy at the end of the year and about the future of it.
From CréditoSí we encourage you to start taking a certain routine or habit of control over your bank accounts and financial products, in order to plan expenses, income, etc. Only in this way will you be prepared to save and create a small mattress that helps you face unexpected expenses. It is clear that, if you do not have this forecast, you can always use one of the immediate mini-credits that we offer of up to 1,000 euros, but everything would be much easier for you if the request for this type of mini - credits had to be your last option .
According to the Coverfy study, an average family could achieve significant extra savings simply by reviewing and properly managing their regular policies and insurance, which only three out of ten people surveyed do. For example, according to this company, six out of ten Spaniards who have more than three insurances have duplicate coverage and do not know it.
New technologies help enormously in this work, that of putting our accounts in order, in fact, there are many applications that give us a little help in this arduous task that we often put aside due to lack of time or laziness. In addition, since the internet has become our usual field of action, the task of comparing between different companies, services, rates, etc. it is not only simpler, but also more effective.
Thus, tips such as the use of the internet, search engines, comparators or insurance management applications, the annual review of our accounts and financial products, the forecast of expenses at 12 months ahead and the completion of annual balance sheets to find out if we have achieved our objectives savings or where we have failed are essential keys to maintaining a healthy economy.