Learn all about the Kakebo savings method
We go through difficult times. The word "savings" is a long way off for those who are just trying to make ends meet, which are not a few, and even more so for young people who dream of being able to stop sharing a flat or become independent one day. To all of them, people who survive thanks to the help of family, friends and a sporadic microcredit, without too much interest, to face the unexpected, the Kakebo savings method is designed, a Japanese account book designed to help us manage efficiently the family budget.
But why is Kakebo so fashionable?
Perhaps because it is a very simple method that in Japan has been making life easier for many people for a hundred years, or perhaps because we are in such a hurry that we entrust ourselves to any strategy that allows us to get out of the economic doldrums. The fact is that this new form of consumption and saving has become popular in recent years.
And do not think that it is a kind of self-help book or a compendium of tips and objectives that are difficult to achieve, the Kakebo is simply an account book where you write down daily expenses and income, a way, let's say it like this, of forcing yourself to put on paper what you want to spend or have spent, what you plan to enter or have entered and what, it is assumed, you would like to save or have saved ..., surely, seen like this, with round numbers in front of you, it is easier to readjust the accounts weekly.
The famous book even has a section dedicated to those commitments that you should carry out immediately and that you are leaving for tomorrow without a solution, such as the negotiation of the car insurance fee, the objective: to force yourself not to delay any longer that task that can help you save money.
In reality, the Kakebo method is nothing more than keeping the accounts up to date in a physical, methodical and constant way to find out how much and when you really spend, in which chapters you can make certain cuts, if you are in a position to request and return a microcredit and if, at the end of a certain period, you have achieved the savings objectives set at the beginning.
Do you dare to try the Kakebo method?
Help yourself with a mini-credit
Taking into account that we are at the end of the month, you may have already caught the bull and this month is not the best to carry out this method. If so, do not worry, requesting a loan can get you out of trouble and help you finish the month more comfortable. Keep in mind that it is advisable to request only what is necessary.
If you have already convinced yourself, apply now for your first microcredit for FREE !!