4 out of 10 Spaniards cannot afford an unforeseen expense
There are many unforeseen expenses that can occur throughout the month; a bill that exceeds the expected consumption, a fine you did not have or a new reform that dismantles your planned monthly budget. As the name itself says, it is an expense that is not expected, and therefore, you have to think about how to deal with it. If this is your case, you can use your savings, request a payroll advance, collect money that you have left to a family member or friend or request a microcredit.
Taking into account that many people are not able to make ends meet due to these moments of lack of liquidity, alternative forms of financing arise to traditional banking. According to the latest survey carried out by the INE in 2016, about 40% of Spaniards are unable to cope with unforeseen expenses. Nowadays, thanks to fast credit companies, these people can face these expenses immediately.
On the other hand, the requirements to request a mini credit are lower than those required in other sites. Normally, filling out a form or, if you are already a customer, accessing your user area and having online banking will be enough to request it. If you do not have online banking, it will be enough for you to provide proof of stable income and an official identity document so that your loan is granted as soon as possible. All this managed from the comfort of your home, without having to wait in long lines, avoiding travel and not depending on schedules.
In addition, you will be able to access to obtain small amounts that you will rarely obtain through the banking system of your entire life and that will even be free in Credit Yes if it is your first time with us.
Should I apply for a microcredit?
Applying for a loan is an easy process, so you can get your money quickly and easily and then return it on your next deposit. Therefore, if before collecting your payroll you need some extra money, you can consider requesting a loan as long as you will be able to return it later. This is the main reason why we request a bank receipt to make sure that you have stable income and that you have no problems dealing with the request.
Once you have reached this point, being of legal age will be practically enough for you to obtain your microcredit since you almost certainly have a profile suitable for this type of financing.
Apply now up to € 1000
We want to inform you of a big change that we have made thanks to different requests. After having valued different comments we have decided to raise the amount of our credits to € 1000. You will see directly on our website that you can request more money than before.