Wonga, top of the class.
If we try to explain the existence of the fast credit or microcredit sector, we must make a mandatory reference to the British company Wonga .
Wonga was a revolution in the sector in the United Kingdom since it was the first company that knew how to interpret a market need and give a solution to it as an internet business, providing users with credits or mini loans, designed to get out of trouble specific such as breakdowns, fines or urgent purchases. However, this need is still unnecessary today in the eyes of many people.
Well, the experience in England and the United States shows otherwise.
Without going any further, the latest internal reports from Wonga in England reveal that 80% of users find their services very easy to use, compared to 7.2% of traditional banks.
Likewise, 92% of users would recommend these services to their family and friends.
It can be argued that in England Wonga has broken with traditional ideals regarding banking, recently becoming the number one company as the UK's fastest growing technology company.
Its service is simple, transparent and flexible, adapting a new financial approach. Without long waits, in a simple way, without paperwork, or meetings; autonomously.
Wonga has been criticized many times for its high fees. But the reality is that its service is focused on people who value urgency and flexibility, far from the stereotype of a person without resources.
Wonga, since its founding in 2007, has arranged millions of loans covering the specific needs of thousands of British people. That is why the British giant is considering expanding not only to Spain, but also to the United States and India, after having already done so in Canada and South Africa.
CréditoSí aspires to provide the same service approach in Spain, by:
• Simplicity : choose how much you want, when you want
• Speed : fast transactions
• Clarity : exact knowledge of the cost, whether it is paid on time, in advance or there is a delay.
We leave you as a reference a commercial video of Wonga with its fresh and fun style ... in English, sorry 🙁