Cyber Monday prevents credit card fraud
On guard against potential credit card fraud
News about massive cyberattacks that affect thousands of computers in dozens of countries are happening more and more regularly in the media. In our country alone, the Ministry of the Interior registered more than 81,000 cybercrimes last year according to the Spanish Observatory of Computer Crimes.
Cyber attacks are the order of the day, as well as fraud in the use of credit cards in online purchases. However, this does not mean that you should give up the important discounts that massive events such as the popular Cyber Monday or Black Friday entail, you simply have to be aware of this reality and take certain precautions.
Cyber Monday and Black Friday: tips to increase your cybersecurity
With two of the most important dates for digital commerce in Spain about to be held, Cyber Monday and Black Friday (November 23 and 26 respectively), experts in credit card fraud are beginning to rub their hands. Not surprisingly, the proliferation of fake offers and fictitious shopping sites increases with the arrival of these two great appointments and, unfortunately, a percentage of users itches.
- Use a prepaid card or virtual card for all your online purchases. Normally they lack fees and commissions and can be loaded through ATMs, offices, by phone or online through the app or website of your bank, financial institution or savings bank.
- Use strong passwords .
- Do not connect to open Wi-Fi networks or that you do not know.
- Monitor all your transactions . Enable the immediate notification of charges and movements of all your cards via email or SMS.
- Do not access shopping web links or download attachments sent from unknown or unwanted emails or messages , avoid phishing or identity theft .
- Make sure that the domain and server of the website you are visiting is reliable and secure , that is, it duly complies with the established protocols (Https security protocol). To do this, note that the start of the website URL is https: // and not http: // and that the lock that appears next to it in the browser's address bar is green.
- Search the web for the guarantee seals of secure electronic commerce .
- Install antivirus on all your devices , also on mobile phones. According to a study by the statistical portal Statista , 34% of Spanish smartphone users declare that they have mainly used mobile applications to make their purchases online. Of course, the antivirus used are reliable and up-to-date.
- Carry out all software updates on your system , as it improves the performance of the device and prepares it against possible new attacks by addressing security problems.
In summary, from CréditoSí we want to encourage you to be suspicious, act with caution and common sense, and if you still have the bad luck of being the victim of a fraud on your credit card or cyberattack, contact the police to report the crime and with your bank to report fraudulent charges and block the card.
Data on online sales in Spain
Comfort, ease, access to a greater number of products and discounts ..., these are the main reasons why electronic commerce has exploded in Spain and the following, figures that invite us to think that the trend is increasing and is unstoppable :
- 11% of purchases in our country are made online.
- Electronic commerce in Spain moves more than 30,000 million euros.
- 17 million people shop online in Spain.
- Average spending per consumer exceeds 600 euros per year.
- By sectors, travel agencies and tour operators, air transport, textiles and hostels are the most benefited.