That expenses do not make it difficult for your children to return to school
We usually hear about the January slope, but what about the September slope? If it is even harder!
To the expenses accumulated during the months of July and August, with those dinners with friends, the celebrations of your city or municipality, vacations, weddings , camps…; There are also the lucky unexpected expenses, that if the ITV, that if a filling, that if the revision of the car ... And the dreaded return to school! Fearful for parents, because children are delighted, premiering books, new shoes, new case ... That is the problem, there is much to release.
According to a survey carried out by OCU last year, the average expenditure planned for the 2017/18 academic year was 1,212 euros , the figure makes the hair stand on end.
But of course, books, school supplies, clothes, the payment of the first extracurricular and the first school fees, if this is private or arranged, are too many things to add. In fact, there are many parents who admit to tightening their belts when making this disbursement and others who say they request a microcredit to get out of the situation, at least until they collect the next payroll.
Faced with this dilemma, there is only one piece of advice: try to increase your savings capacity during the previous months , something very difficult considering that it is the holiday period. The challenge is not small.
Only the cost of textbooks is already around 250 euros, if we also have to pay for the uniform, custody service, breakfast or dining room, school transport and various materials, the issue gets out of hand.
Tips to keep in mind to cope with the situation
As in Crédito Yes, we do not want you to be overwhelmed or have to resort to requesting a mini-credit unless it is essential, we are going to give you some tips so that you can address the situation with solvency:
- Look for second-hand products , the internet will make it very easy for you and they are often little used items. A set of compasses, a calculator, a flute, the uniform ... on the net you will find everything at your fingertips for little money.
- Find out about any help you can get to pay for books, school supplies, enrollment for the new course or extraordinary classes. Administrations and foundations usually provide financial support in this regard, and all help is little.
- Create a network of contacts with other parents and try to buy in batches, sometimes going to a group store has a reward in the form of juicy discounts.
And, above all, do not despair. If you can stagger the expense, do it , and if not, ask for help, in CréditoSí we will be happy to give it to you.