How to balance the balance of your domestic economy
There are many Spaniards who do not get the accounts, for whom it is increasingly difficult to make ends meet. If this is your case, perhaps you should stop for a few minutes and reflect on what your household expenses are and how you could reduce them. But calmly, because trying to balance the accounts of a household is not an easy task.
Sanitizing the family economy requires, first, a prior analysis of the situation, and then a certain organization and daily discipline, however, nothing is impossible, so we are sure that with your tenacity and some of our advice, you will be able to redirect the situation. And if until that happens you need extra money to face unforeseen expenses in your house, do not hesitate, request a microcredit in Crédito Yes , you will have up to 1,000 euros available in your bank account in less than 24 hours.
The preliminary analysis
What services or items can I do without in my daily life? That is the big question you should ask yourself to start your situation analysis ...
Perhaps, the package of channels and football matches that you pay for monthly is not so essential, in fact, if you think about it, do you really enjoy it? You could also make an economic effort in the food chapter, cooking more on weekends and spending less in restaurants, pre-cooked food or at home. And if you are one of those who pay the gym not to go, it is time for you to face reality and stop losing money, have you thought about the benefits of swimming, running outdoors, cycling or skating? These are much cheaper activities that will also help you relax.
Ultimately, it is about making a list of all those fixed expenses that you drag and start cutting them.
But it's not just about doing without things, it's also about organizing and optimizing:
- Save energy. It is about discovering the different energy consumptions of your home, identifying them and learning how to use them efficiently. Incorporating LEDs throughout your house as your old light bulbs and halogens reach the end of their useful life or rationalizing electricity consumption by acquiring A +++ type household appliances (with a consumption of less than 24%) are small habits that can save not only your pocket, also your health and the environment. Consult the guide published for this purpose by the IDAE (Institute for the