Request quick credits without documentation
From now on requesting a quick credit without sending documentation is already possible at CréditoSí.
Mini-credits or quick loans are characterized by the speed with which you can fill out an application and receive a small amount of money in the account. It is a 100% online process, which allows you to obtain up to € 500 in a matter of minutes . Ideal to solve an unforeseen event or take advantage of a unique opportunity in specific moments of lack of liquidity. Arguably the most costly part of the entire process is collecting and submitting the requested documentation - searching for the documents, scanning or photographing them, etc. But of course you have to verify the identity of the applicant and obtain a reflection of their financial situation. And not only to avoid delinquencies, but also for the safety of our clients and protection against fraud and identity theft. In a new effort to improve the customer experience, CréditoSí goes one step further, modifying the application process so that users can receive an automated response without the need to submit documentation.
Access online banking
Customers who wish to do so will be able to access their online banking during the application process to obtain a response in record time. The process is completely secure, since it is a service provided by a third party, in this case Pich Technologies , which allows a secure connection between the customer and the bank . Pich Technologies is a Spanish startup, whose operation is very similar to Instantor. The user accesses their online banking for the credit institution to verify their identity and financial situation with the bank. In no case are the customer's credentials stored and the data is encrypted to guarantee confidentiality. The process is as simple as identifying yourself by choosing the reference bank where you have the checking account. These tools report the data necessary to assess a credit application to the microloan entity and subsequently eliminate all traces of data, ensuring privacy.
send a photograph
In the event that the client does not wish to access their online banking, CréditoSí has implemented a second system to verify the user's identity. It is an application that allows you to obtain a photograph of the user holding the ID . The user only has to allow the use of his camera to take the picture and save it. Automatically CreditYes you receive it and can assess your request. The next time you need a quick loan, remember the Credit Yes , you will get a quick response and the best service. And if you have questions, get in touch with us. We are your best ally so that you take advantage of opportunities and do not let them escape.