Guaranteed Rate Companies Acquire Lawyers Credential Guarantee Fund Inc.

April 8, 2022 10:08 a.m. ET


Guaranteed Rate Companies, a leader in mortgage lending and digital financial services, today announces that it has completed its acquisition of Attorneys’ Title Guaranty Fund Inc. (ATG), a Chicagotitle insurance underwriter.

“Adding the ATG team to the Guaranteed Rate team is a complete win-win situation, allowing us to better serve consumers in the real estate sales and buying process,” said President and CEO of Guaranteed Rate. Victor Ciardelli.

Ciardelli added: “I have always valued and valued the importance of the lawyer’s role in real estate transactions. That’s why the Guaranteed Rate is committed to the lawyer-agent business model created by ATG. We look forward to building on ATG’s success by giving attorneys and consumers the technology, tools and additional support that will allow ATG to thrive in the years to come.”

Of the acquisition, the Chairman and CEO of ATG Pierre Birnbaum said: “This is a very exciting opportunity for our law firms, our team members and our clients. With the support of the Guaranteed Rate, ATG will continue to be the strongest and most effective advocate for lawyers in the ownership transfer process. We are thrilled to be part of such an innovative and forward-thinking company that is dedicated to preserving the attorney-centric service model that has defined ATG’s success over the years. years.”

Birnbaum and his team have worked for decades to carry on the legacy of the organization’s founders: Preserving the role of the lawyer in real estate transactions for the benefit of the consumer. “Together, ATG and Guaranteed Rate can continue our mission, long into the future, by demonstrating to the public that lawyers play a critical role in protecting consumers in the biggest financial transaction of their lives,” Birnbaum said.

Over the past decade, guaranteed rate companies have experienced explosive growth, with a record $116 billion of total loan volume in 2021 alone. Acquisition will enable an even more seamless experience for consumers in new markets, expand the lawyer-centric model and strengthen Guaranteed Rate’s continued expansion into a broader range of services financial.

About Guaranteed Rate Companies

Guaranteed Rate Companies is a leader in mortgage lending and digital financial services. Based at Chicagoguaranteed rate companies have more than 10,000 employees in more than 850 branches across the United States, serving all 50 states and washington d.c. Since its launch in 2000, Rate Guarantee Companies have helped more than one million homeowners with home purchase loans and refinances, with a total loan volume of more than $116 billion in 2021 alone. The company has established itself as an industry leader by introducing innovative technology, offering low rates and offering unparalleled customer service. Honors and awards include: Best Lender for Online Service for 2018 by US News & World Report; Best Mortgage Lender for Online Loans and Best Mortgage Lender for Refinance by NerdWallet for 2021; HousingWire’s 2020 Tech100 Award for the company’s leading FlashClose℠ technology; Ranked 3rd in the Scotsman Guide’s 2021 list of Best Retail Mortgage Lenders; Chicago Agent Magazine’s Lender of the Year for six consecutive years; and the Chicago Tribune’s Best Workplaces list for seven consecutive years. Visit for more information.

About the Lawyers Credentials Guarantee Fund Inc.

Through its thousands of member attorneys, ATG has presided over three million home closings and provided buyers with title insurance at competitive prices since 1964. ATG has built a significant client base by providing excellent service at competitive prices. It has been assigned an unparalleled Financial Stability Rating® (FSR) of A′ (A Prime) by independent rating firm Demotech, Inc. ATG has been included in Crain’s Chicago Business List of “Chicago largest private companies”, for five consecutive years, including January 2022. In addition, ATG has a claims-paying ability rating of A- from the Kroll Bond rating agency, Financial Institutions: Title Insurance Rating Report. For more information, see In addition to title insurance, ATG offers other legal and housing-related services through its subsidiaries. For more information, visit

Piper Sandler & Co. and Conlon and Company served as financial advisors to ATG; David T. Brown and Peter A. Shepard of Much Law PC, served as legal counsel to ATG.


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